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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am planning to get pregnant as I can find that USA has solutions for the problem that I have. Hence, prior becoming pregnant, doctor advised some tests, so I need insurance accordingly that will cover my medical charges etc.

A:
We recommend buying a policy with maternity care if you are on a J or F visa. When you make a quote you can filter out the other plans to only included those with maternity coverage. For preventive visits before conception we unfortunately do not have any plans that can cover for that, Student plan quotes: /international-student-insurance/
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Q:im booking a rafting/fishing trip and the outfitter has indicated that we should purchase insurance to cover our costs in the event THEY have to cancel the trip due to high water. what type of policy am I looking for?

A:
You want to choose a trip cancelation plan with cancel due to inclimate weather reasons. Trip cancelation plans: /travel-insurance/
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Q:Hi. I recently submitted a claim but I didn't receive response. Then I email to the [email protected] but I didn't receive any response yet. I would like to know how manage this or how can I get in contact

A:
The claims department phone number is located on the back of your ID card by calling them directly you can get an immediate responce for the status of your claim
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Q:My son was recently diagnosed with a Mental Health disorder. If he has a severe episode before our trip, we may need to cancel. Does insurance cover this, and what info would I need to prove this?

A:
For cancel for health issues you would need a note from a medical provider saying the insured is not capable of leaving on his trip. To quote a plan for cancel due to medical reasons you can click on the link below Trip cancelation plans: /get-travel-insurance-quotes/?presection=trip
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Q:If a US Citizen, but live abroad 6 months a year and the other 6 months in the US, can I purchase health insurance for time in US only, such as a Patriot America plan.

A:
yes as long as your intention is not to stay permanantly you can buy the patriot america plus
{{currentOrigin}}/answers/visitors-insurance/if-a-us-citizen-but-live-abroad-6-months-a-year-and-the-other-6-months-in-the-us-83000/

Q:We have first united health visitor insurance. We want to claim for medicine bill. Can you please provide me the link for it??

A:
The link to the claim forms can be located in your MyAccount. you can log in by entering your certificate number and date of birth. /myaccount/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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